5 Things You Can Easily Quit Now To Save Money

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If you’ve landed on this post then I suppose you’ve asked yourself what things you can easily quit now to save money?

You want to know more about where you could be saving and you’re tired of financial strain?

I hear you loud and clear!

A few years ago I felt like I was going broke but wasn’t sure what I was doing wrong.

And I had to ask myself the following questions:

Do I need a new pair of shoes or handbag that just caught my eye?

Is it necessary to take taxis every week?

Does this daily latte habit help my wallet?

Am I impulse buying without realizing?

And I have to say I was doing all of those things without thinking twice.

This was a big mistake.

Now, after making some changes, I’m saving a healthy sum of money every month and finally building real wealth.

This is largely due to the online jobs I’ve been doing and the help of using a personal finance tool.

But…

It wasn’t always like this!

So, what do I tell people who come to me and ask “How do you save money?” and “How do you stop spending on unnecessary items?”

What I Do To Help Me Save More

So what are the things you can easily quit now to save money? And how to get started with healthy money habits?

Firstly, I use a budget and goal tracker that I personally put together myself.

This helps me immensely to see what I’m spending money on day to day and what I can cut back on.


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Secondly, when I realized I was overspending and was out of control with my finances, I knew I needed some professional guidance. Some help to get me out of this awful financial rut I was in!

So while I was earning free gift cards and getting paid for the online jobs I also came across Personal Capital.

It’s possible you’ve heard of it but for those new in the budgeting world, it’s essentially a really handy personal finance tool. Some things you can do with Personal Capital are:

  • Manage savings with a savings planner
  • Create a budget by setting monthly spending targets
  • Get an accurate view of your net worth – what you have minus what you owe
  • Plan for your retirement
  • Manage cash flow by seeing what’s coming in and going out every month

You can learn more about Personal Capital here.

Mindset is hugely important when it comes to spending. This is because you need to be aware of where your money is going so you can look at areas where you can save.

So without further ado, let’s get into the 5 things you can easily quit now to save money!

Related reading:


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1. Save on Food

Perhaps one of the easiest ways to cut back and save is on food.

Why?

Because with a range of handy apps like Be Frugal, Receipt Pal, Rakuten etc. You can earn cash back on your every day spending.

In a world that’s getting more and more expensive to live in, these apps and sites are a blessing!

So while you’re not actually quitting anything here as such, you are saving on every day items.

I personally used the spare cash that I earned from these apps to put into a savings interest account.

Here is a list of 16 apps that offer cashback and gift cards for spending through them:

  1. Be Frugal
  2. Receipt Hog
  3. Shopsavvy
  4. Ibotta
  5. Fetch Rewards
  6. Shop Kick
  7. Checkout 51
  8. Shopmium (UK only)
  9. Coupons.com
  10. Coupon Sherpa
  11. Dosh
  12. Rakuten
  13. Coin Out
  14. RetailMeNot
  15. GetUpside
  16. Swagbucks

2. Cancel Unused Subscriptions

These days it’s so easy to sign up to everything. With free trial periods and offers everywhere you turn!

But it can be hard to keep track of all your subscriptions, all your free trial periods etc.

Before you know it you’re paying for unnecessary subscriptions and throwing money down the drain!

Which we do not want…

So, it’s a good idea to start cancelling subscription services you aren’t using. These could be streaming services or apps you’re paying for but no longer use or need.

Did you know that there are apps that will find and cancel any unused/unwanted subscriptions? That’s right!

Say hello to Rocket Money, a clever little app that helps you find and track your subscriptions, expenses and charges.

One of the best things about this neat little app is that their team will negotiate your bills for you. Yep! Their negotiators will work for you to find the best possible rate.

So you don’t need to worry about doing the work! You can start saving on your bills, having more cash leftover at the end of your pay with the help of Rocket Money.

Oh and they have excellent reviews on Trustpilot, so you can rest easy knowing your personal details are safe.

You can sign up with Rocket Money for FREE here and start putting money back into your wallet!

Please note that this app is intended for people who reside in the United States only.

According to Statista, statistics suggest that Americans will spend 3 hours and 17 minutes watching TV every day.

So aside from saving money by cancelling subscriptions, you’re also freeing up time to do other things while trying to save.

Instead of watching shows you could be using your time to earn gift cards, or start a side hustle.

We have plenty of ideas on ways to earn extra income!

3. Swap Your Gym Memberships

Aw but I like going to the gym! I hear you say.

I toootally get it!

But the thing is, fitness is the perfect area for saving money. Reason being, there are so many options to workout from home with free fitness apps.

I save $720 a year from switching my gym membership to working out from home.

And you could easily do the same.

4. Eating Out

My husband and I used to eat out a couple of times a week and we didn’t think much of it.

But when we started looking at areas where we could save money, we were in for a rude shock!

We found out we were spending a significant amount a year on food and wine…

Seriously, once we did the math we worked out that we were spending around $7,000 a year on eating out!

It might not seem like a huge amount. But when you’re trying to budget and save, this is one area you can cut back.

So we decided to start cooking more at home, and treating ourselves once a month rather than twice a week, and saved SO MUCH!


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5. Stop Buying Hard Cover Books

I love opening and reading a hard cover book as much as the next person.

But…

It’s an extra cost you don’t need, and not so good for the environment.

And also, if you have heaps of them, they take up space and can become dust collectors. Which isn’t great for allergies!

I decided to do a book cull recently, and haven’t looked back!

Now I only really borrow books from the library, or download e-books on my electronic devices.

Did you know that you can sell used books on Amazon? You sure can! Check out How to Sell Books on Amazon to learn more about it.

Final Words

I know first hand that saving money isn’t always a breeze, and you need to be disciplined to reach certain money goals.

But when you cut back on just a few unnecessary items and get creative with other ways to make money in your spare time, you will start to see positive changes.

Just knowing some of the ways you can make adjustments to your spending is a start.

So it’s time to stop buying things and start saving money because you deserve better than consuming everything in sight.

Saving money has a lot of benefits aside from the obvious financial ones. The more you save, the more you’ll have for future expenses or investments, whether they’re retirement funds, saving for a much needed vacation or your kid’s college tuition.

I sincerely hope knowing these things to quit now to save money helps your money woes.

Now it’s over to you! Did you manage to quit anything on the list above? How has it helped you save? Let me know 🙂

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